Dar Credit & Capital Limited — Important, 05-12-2025: Disclosure of material issue

Dar Credit & Capital Ltd. (DCCL) held a debenture holders' meeting to approve the early redemption of its Non-Convertible Debentures (NCDs) with a principal outstanding amount of Rs 7.30 Cr.

**Issue:** DCCL intends to redeem its NCDs (ISINs INE04Q907066 & INE04Q907082) approximately two months ahead of their scheduled redemption date of February 10, 2026, aiming for redemption from December 10, 2025.

**Possible Impact:** For debenture holders, this means receiving their principal, accrued interest, a 5% redemption premium, and an additional 0.10% early redemption premium for the remaining two months earlier than expected. For DCCL, this move could be part of a debt management strategy, potentially optimizing their capital structure or reducing future interest outgo.

**Company’s Response/Mitigation Plan:** The Board had proposed this early redemption, and the company sought and received approval from the debenture holders through e-voting. This indicates a proactive approach to managing its debt obligations.

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**Equity Analyst Summary for Twitter:**

DCCL ALERT! 🚨 The company has approved early redemption of its NCDs worth Rs 7.30 Cr! Debenture holders will receive principal + interest + a 5% redemption premium AND an extra 0.10% early redemption premium for the remaining period. This move allows DCCL to manage its debt ahead of schedule. Good for debt structure? #DCCL #NCDs #DebtManagement