One Mobikwik Systems Limited — PPTs, 15-12-2025: Investor Presentation

Here's a concise, retail-friendly summary of the investor presentation:

**1. Business Performance:** MobiKwik saw strong Q2 FY26. Total income hit ₹279.3 crore, contribution profit up 24% QoQ to ₹96.1 crore. EBITDA losses narrowed 80% QoQ to ₹6.4 crore (a ₹24.8 crore improvement). Payments GMV surged 53% YoY to ₹43,200 crore, and financial services gross profit leapt 231% QoQ to ₹25.6 crore. The platform serves 18.35 crore users and 47.1 lakh merchants, maintaining #1 Wallet ranking and top 3 fastest-growing UPI apps.

**2. Growth Drivers or Strategy:** Focus areas include AI-powered innovations, expanding online merchant acquisition, building a robust wealth management vertical, and scaling offline merchant devices.

**3. Recent Developments:** MobiKwik became the first fintech to fully launch India's Digital Rupee (e₹) with RBI. It also pioneered Instant Forex via its FX Retail platform.

**4. Key Financial Metrics (Q2 FY26):** Total Income ₹279.3 Cr. Contribution Profit ₹96.1 Cr. EBITDA (₹6.4 Cr). Payments GMV ₹43,200 Cr.

**5. Management Commentary / Outlook:** Management highlighted strong cost control (direct costs down 10% QoQ, fixed costs 5.7% QoQ). This efficiency, coupled with normalized financial service margins, drives the path to breakeven.