Bank of India — Credit Ratings, 18-12-2025: Credit Rating

CARE Ratings has reaffirmed Bank of India's long-term instruments, including Infrastructure and Tier-II bonds, at 'CARE AA+; Stable', and assigned this rating to new Infrastructure bonds. The short-term Certificate of Deposit rating is reaffirmed at 'CARE A1+'. This reflects BOI's strong market presence, capitalisation, diversified loan book, and government support, despite moderate asset quality and profitability.