DCB Bank Limited — Credit Ratings, 22-12-2025: Credit Rating

CARE Ratings has reaffirmed DCB Bank's credit ratings. Its ₹400 Cr Tier II Bonds maintain 'CARE AA-; Stable' outlook, while its ₹2,000 Cr (enhanced from ₹1,500 Cr) Certificate of Deposit and Short-Term Fixed Deposit are reaffirmed 'CARE A1+'. This reflects comfortable capitalization, consistent profitability, and stable asset quality, despite a moderate resource profile and modest operational scale.