ICICI Prudential Life Insurance Company Limited — PPTs, 13-01-2026: Investor Presentation

ICICI Prudential Life delivered solid 9M-FY2026 performance. Profits after tax surged 23.5% YoY to ₹992 Cr. Value of New Business (VNB) rose 5.7% YoY to ₹1,664 Cr with a strong 24.4% VNB margin. Retail sum assured jumped an impressive 29.5% YoY to ₹2,95,609 Cr, and Assets Under Management grew 6.5% YoY to ₹3,30,729 Cr. Overall total premium increased 4.2% YoY to ₹33,477 Cr.

Growth was driven by strong retail protection, innovative product launches, and expanded distribution with 46,000+ new advisors and 140+ partnerships. The company reported zero NPAs, a robust 214.8% solvency ratio, and re-raised ₹1,200 Cr sub-debt. Operational efficiency improved with reduced cost ratios. A customer-centric approach is evident in 99.3% claim settlement and high digital adoption, leveraging AI/ML for seamless processes. The outlook points to India's vast insurance opportunity.