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**1. Business Performance:** Central Bank of India reported strong business growth, with total business up 15.77% YoY to ₹7.74 lakh crore. Gross advances surged 19.48% and deposits rose 13.24%. Net profit for Dec'25 quarter jumped 31.70% YoY to ₹1,263 crore, extending 19 quarters of profit growth.
**2. Growth Drivers or Strategy:** Strategies focus on strengthening CASA, boosting fee income, and enhancing efficiency. Digital transformation drives growth via new lending platforms and customer onboarding across retail, agri, and MSME segments.
**3. Recent Developments:** Bank exited RBI's PCA framework in Sep'22, showing improved health. Recent initiatives include new digital onboarding, virtual debit cards, specialized deposit products, and establishing Pink Branches.
**4. Key Financial Metrics:** Asset quality improved significantly: Gross NPA at 2.70% (down 116 bps YoY) and Net NPA at 0.45% (down 14 bps YoY). PCR is robust at 96.69%. ROA hit 1.01% and ROE 14.47%.
**5. Management Commentary / Outlook:** "Mission Pragati" targets "Business Acceleration" for 2025-26. Management prioritizes holistic transformation, efficiency, customer experience, and sustainable profitability via digital innovation.