Can Fin Homes Limited — PPTs, 17-01-2026: Investor Presentation

Can Fin Homes delivered strong Q3 FY26 results. The loan book grew 10% year-on-year to Rs 40,693 Cr. Profit After Tax (PAT) surged 25% YoY to Rs 265 Cr, with Net Interest Income (NII) up 22% to Rs 421 Cr. Asset quality remains robust with Gross NPA at 0.92% and Net NPA at 0.49%. The portfolio is largely housing loans (84%) serving salaried and professional segments (68%).

Key strategies involve leveraging an ongoing IT transformation, with major implementations by Q4 FY26, and diversifying sourcing channels to reduce reliance on DSAs while expanding direct and digital reach. Geographically, the company aims to diversify beyond its current South India concentration.

Recent highlights include a rating upgrade for NCD borrowings and deposits surpassing Rs 200 Cr. The company also launched a Rooftop Solar Loan Scheme. For Q3 FY26, EPS was Rs 19.89, NIM 4.14%, RoAA 2.55%, and RoE 18.80%.

Management outlook emphasizes continued focus on growth, asset quality, profitability, and liquidity, alongside good governance and ethical practices, aiming to enhance customer service through technology and new processes.