Poonawalla Fincorp Limited — PPTs, 18-01-2026: Investor Presentation

Poonawalla Fincorp reported a strong Q3FY26, with Assets Under Management (AUM) surging 78% year-on-year to ₹55,017 Cr. Profit After Tax (PAT) more than doubled, up 102.5% quarter-on-quarter to ₹150 Cr, while Net Interest Income (NII) grew 60.6% YoY to ₹1,080 Cr. Asset quality improved, with Gross NPA dropping to 1.51%.

Growth is fueled by strategic investments in new products like Gold, Education, and Prime Personal Loans, which contributed 20% to total Q3FY26 disbursements (over ₹2,600 Cr). The company is expanding its 'Phygital' model, aiming for 400 branches and 12,000+ dealer points by March-26, coupled with an AI-first strategy to enhance efficiency and customer experience.

Management plans to raise up to ₹5,500 Cr to support its goal of 35-40% AUM CAGR over the next few years, aspiring for 5-6x AUM growth over the next five years.