ICICI Lombard General Insurance Company Limited — Investor Meet, 19-01-2026: Analysts/Institutional Investor Meet/Con. Call Updates

ICICI Lombard reported strong Q3 FY2026 GDPI growth of 13.3% to ₹ 7,041 Cr, outpacing industry growth and boosting market share to 8.3%. Profit After Tax (PAT) on an 'n' basis was flat at ₹ 680 Cr. The Combined Ratio on an 'n' basis improved to 103.1%. Retail Health business surged 85.8%, driven by new customers. Motor segment grew 9.3%, benefiting from new vehicle sales. Management highlighted disciplined underwriting for profitable growth, aiming for 18-20% ROE. Digital initiatives like the 'IL TakeCare' app enhance efficiency. A one-time wage code impact of ₹ 55 Cr was noted. Outlook remains confident on broad-based demand and strategic execution.