The Jammu & Kashmir Bank Limited — Investor Meet, 20-01-2026: Analysts/Institutional Investor Meet/Con. Call Updates

Jammu and Kashmir Bank's Q3 FY2026 financial results show robust performance. Net Profit increased 10.4% YoY to ₹586.73 Cr, with Operating Profit up 4.3% YoY. Gross Advances grew 17.3% to ₹1,16,248 Cr, and Deposits increased 10.6% to ₹1,55,861 Cr. Asset quality improved significantly, with Gross NPA at 3.00% (from 4.08%) and Net NPA at 0.68% (from 0.94%). Provision Coverage Ratio reached 90.46%. The bank emphasizes retail, agriculture, and MSME growth, technology investment, and expanding its footprint, reflecting a positive outlook.