Central Bank of India — Investor Meet, 22-01-2026: Analysts/Institutional Investor Meet/Con. Call Updates

Central Bank of India’s Q3 FY'26 results reflect strong performance: total business grew 15.77% YoY to INR 7.74 lakh Cr, while gross advances rose 19.48% to INR 3.23 lakh Cr. Net profit surged 31.70% to an all-time high of INR 1,263 Cr. Asset quality notably improved with Gross NPA at 2.70% and Net NPA at 0.45%. ROA touched 1.01% and ROE reached 14.47%. Management is confident in achieving its INR 3.40 lakh Cr credit target. Strategic initiatives like "Aagaz" for CASA and tech upgrades aim to address NIM (2.96%) and cost-to-income (57.84%) which are slightly below guidance. The overall outlook is positive for continued growth and efficiency.