ICICI Bank Limited — Investor Meet, 22-01-2026: Analysts/Institutional Investor Meet/Con. Call Updates

ICICI Bank's Q3-2026 Net Interest Income rose 7.7% YoY to ₹21,932 Cr, with Net Interest Margin stable at 4.30%. Core operating profit grew 6.0% YoY to ₹17,513 Cr. Profit After Tax was ₹11,318 Cr. An additional ₹1,283 Cr provision was made for an agricultural priority sector lending portfolio as directed by RBI due to classification non-compliance, though asset quality remains strong (Net NPA 0.37%). Domestic loans grew 11.5% YoY, and deposits increased 9.2% YoY. Management expects NIMs to stay range-bound and remains focused on risk-calibrated growth. CEO Mr. Bakhshi received a two-year extension. The bank demonstrates confidence in its operating performance and strong capital position.