Go Digit General Insurance Limited — PPTs, 22-01-2026: Investor Presentation

Go Digit's Q3 FY26 profit before tax (PBT) jumped 36.9% to ₹163 Cr, with 9M FY26 PBT of ₹459 Cr already surpassing full FY25 PBT of ₹425 Cr. Gross Direct Premium surged 20.9% to ₹2,557 Cr in Q3, while Gross Written Premium (GWP) grew 8.7% to ₹2,909 Cr.

The company focuses on simplifying insurance through technology, leveraging predictive underwriting models and empowering distribution partners. This approach underpins its position as a leading digital full-stack insurer.

Recent developments include an 18.8% increase in Assets Under Management (AUM) to ₹22,509 Cr as of December 31, 2025. The solvency ratio remains strong at 2.30x. Profit after tax for Q3 also increased by 17.6% to ₹140 Cr. While the combined ratio (with 1/n basis) increased slightly, the IFRS combined ratio improved.

This performance highlights Go Digit's strong growth trajectory and effective operational management, building on its digital-first strategy.