Shriram Finance Limited — PPTs, 23-01-2026: Investor Presentation

Shriram Finance delivered a strong Q3 FY26. Net Interest Income jumped 16.17% YoY to ₹6,764.09 Cr, and Profit After Tax (excluding one-time gains) grew 21.21% YoY to ₹2,521.67 Cr. Assets Under Management (AUM) expanded impressively by 14.63% YoY, reaching ₹291,709.03 Cr, driven by broad-based growth across financing segments.

Key strategic moves include approval for a massive ₹39,617.98 Cr preferential share issue to MUFG Bank Ltd, a significant capital infusion. The company also plans periodic debt resource mobilization. Digital adoption continues to soar with the Shriram One App seeing 20.5 million cumulative downloads.

Recent positive news includes multiple credit rating upgrades from agencies like CARE (to AAA Stable), CRISIL, ICRA, Fitch, S&P Global, and Moody's, reflecting strengthening financial stability. Both Gross and Net NPA ratios improved, standing at 4.54% and 2.38% respectively, indicating better asset quality.