CREDITACCESS GRAMEEN LIMITED — Investor Meet, 27-01-2026: Analysts/Institutional Investor Meet/Con. Call Updates

CreditAccess Grameen reported strong Q3 FY26 results with disbursements up 13.4% YoY to ₹5,767 Cr, portfolio growing to ₹26,566 Cr. Asset quality trends are normalizing, with X-bucket collection efficiency at 99.71% and monthly PAR 15+ accretion sharply down to 18 bps. PAT doubled QoQ to ₹252 Cr, driving ROA to 3.5% and NIM to 13.9%. Management expects microfinance growth in early teens, supplemented by stronger retail finance growth for overall 20%+ growth. FY27 credit cost guidance is 4-4.5%, with potential for lower costs if PAR accretion trends improve. Confident outlook on continued robust growth.