Punjab National Bank — Investor Meet, 27-01-2026: Analysts/Institutional Investor Meet/Con. Call Updates

PNB reported a strong Q3 FY26 with Net Profit up 13.13% YoY to ₹5,100 Cr, and Operating Profit grew 13%. Asset quality improved significantly, with GNPA reducing to 3.19% and NNPA to 0.32%. The bank proactively made ₹955 Cr in floating provisions, strengthening its balance sheet ahead of new ECL norms. Advances grew 10.9% and deposits 8.5%. Management's focus remains on high-yielding advances, digital transformation, and consistent performance across all metrics. The outlook suggests continued improvement and stability.