Star Health and Allied Insurance Company Limited — PPTs, 28-01-2026: Investor Presentation

Star Health reported a strong 9M FY26, with Gross Written Premium (GWP) growing 16% to ₹13,856 Cr and Profit After Tax (PAT) jumping 87% to ₹966 Cr. The combined ratio improved to 99.8%, reflecting better operational efficiency. Retail health remains a key driver, seeing 20% GWP growth and average sum insured rising 20% to 12 Lacs.

Strategic focus includes leveraging its extensive 819k agent network and boosting digital channels, which contributed 46% fresh GWP growth. Digital initiatives like 76% cashless claims and 13 million+ app downloads highlight this push. The company also continues to enhance customer experience through wellness programs (+55% in preventive health checks) and improved Net Promoter Scores. Star Health was recognized as India's most sustainable insurance company in 2024, demonstrating its commitment to ESG. Management aims to sustain retail leadership and enhance digital and distribution strengths.