Capital Small Finance Bank Limited — Investor Meet, 29-01-2026: Analysts/Institutional Investor Meet/Con. Call Updates

Capital Small Finance Bank reported strong Q3FY26 financial results. Gross Advances grew 20% YoY to ₹8,164 Cr, while Deposits rose 18% YoY to ₹9,931 Cr. Net Interest Income increased 11% YoY to ₹119 Cr, with Non-Interest Income surging 46% YoY to ₹27 Cr. PAT before an exceptional charge of ₹5 Cr was ₹38 Cr (+13% YoY), leading to a reported PAT of ₹34 Cr. Asset quality improved, with GNPA at 2.68% and NNPA at 1.35%. CASA ratio increased to 35.9%, and Cost of Deposits declined to 5.86%. The bank targets NIM expansion and focuses on MSME, Mortgages, and Agriculture for growth. Outlook appears positive on sustained performance.