Go Digit General Insurance Limited — Investor Meet, 29-01-2026: Analysts/Institutional Investor Meet/Con. Call Updates

Go Digit General Insurance reported strong Q3 FY26, with GDPI up 20.9% to Rs. 2,557 Cr and PBT up 37% to Rs. 163 Cr. IFRS Combined Ratio improved to 105%. Management highlighted strategic flexibility, letting go of Rs. 220 Cr government health premium for better profitability. Digital efficiencies keep management expenses at a best-in-class 7% of GWP. Advanced premium (motor) leads peers at Rs. 2,605 Cr, and AUM crossed Rs. 22,500 Cr. Though Motor OD loss ratio saw some pressure, corrective pricing actions are underway. Promoters are boosting stake at a premium, signaling strong conviction. The company emphasizes a disciplined approach to capital and risk.