Manba Finance Limited — PPTs, 30-01-2026: Investor Presentation

Manba Finance reported strong 9M-FY26 results, with **Assets Under Management (AUM) jumping 25.1% year-on-year to ₹1,630.8 Cr.** Net Interest Income (NII) grew 19.2% to ₹110.4 Cr, and Profit After Tax (PAT) increased 14.8% to ₹34.2 Cr. Disbursements rose 11.1% to ₹746.1 Cr. The company significantly expanded its reach, growing its dealer network by nearly 30% to 1,452 and total locations to 113.

Key strategies include deeper market penetration and expansion into new states like MP, UP, and Rajasthan. Manba Finance is heavily investing in technology and digitization, rolling out a web-based app, Salesforce integration, and WhatsApp messaging for streamlined, paperless customer onboarding.

Recent highlights include **reaching the 1 million customer milestone** and a **strategic tie-up with TVS Motor Company** to finance their three-wheelers nationwide. The company also maintains a strong capital adequacy ratio of 25.06% and shows sequential improvement in asset quality, with GNPA at 3.38% and NNPA at 2.57%. Management is focused on leveraging scalable infrastructure for future growth.