Capital Small Finance Bank Limited — Investor Meet, 30-01-2026: Analysts/Institutional Investor Meet/Con. Call Updates

Capital Small Finance Bank announced its Q3 FY26 results. Gross advances grew 20% YoY to Rs 8,164 Cr and deposits rose 18% to Rs 9,931 Cr. Net Interest Income increased 11% with other income surging 46%. Adjusted PAT for the quarter was up 13% YoY to Rs 38 Cr, while PPOP climbed 20%. Asset quality remains strong, with GNPA at 2.68% and NNPA at 1.35%. The bank highlights a diversified, 99%+ secured loan book and robust CASA of 35.9%. Management is confident in achieving 2x loan book and 1.5x branch network by FY29, targeting NIM expansion and efficiency.