Home First Finance Company India Limited — Investor Meet, 30-01-2026: Analysts/Institutional Investor Meet/Con. Call Updates

Home First Finance reported Q3 FY26 AUM of Rs. 14,925 Cr (+24.9% YoY) and record disbursements of Rs. 1,318 Cr. PAT surged 44% YoY to Rs. 140 Cr, with RoA at 4% and RoE at 13.7%. NIM improved to 6%. Management projects 25% AUM growth for FY27, citing improving early delinquencies (1+ DPD at 5.3%) and stable asset quality, expecting GNPA to decline. A 10 bps PLR cut was implemented from January. Branch expansion continues, with strong digital adoption. Tamil Nadu is stabilizing for an FY27 turnaround. The MD & CEO confirmed his long-term commitment. Sentiment is confident on sustained momentum.