Aditya Birla Capital delivered a strong Q3 FY26. Consolidated revenue climbed 30% YoY to ₹14,181 Cr, with profit after tax surging 41% YoY to ₹983 Cr. The total lending portfolio expanded 30% YoY to ₹1,90,386 Cr, and overall AUM grew 19% YoY to ₹5,98,166 Cr, driven by robust performance across NBFC, Housing Finance, and Life & Health insurance segments.
Strategic growth is fueled by digital initiatives like ABCD (D2C), Udyog Plus (MSME B2B), and Stellar (B2D) platforms. Notably, Aditya Birla Housing Finance secured ₹2,750 Cr growth capital from Advent International, bolstering its balance sheet for accelerated expansion and digital infrastructure. New product launches in Life Insurance target HNI and mass affluent customers, while Health Insurance achieved a 14.2% market share among SAHI players.
Management targets 20-25% CAGR in Life Insurance individual first-year premium over the next three years, with VNB margins above 18%. Housing Finance plans to expand market share in prime and affordable segments. The company emphasizes leveraging AI/data science and maintaining asset quality for future growth.