Capital Small Finance Bank Limited — Investor Meet, 04-02-2026: Analysts/Institutional Investor Meet/Con. Call Updates

Capital Small Finance Bank posted robust Q3 FY26 financial results. Deposits grew 18.5% YoY to 9,931 Cr, with gross advances up 19.8% YoY to 8,164 Cr, led by MSME and mortgage loans. Asset quality remained stable, with Gross NPA at 2.68% and Net NPA at 1.35%. NIM held at 4%, with management anticipating future expansion due to deposit cost repricing. The bank aims for 16,000 Cr advances and 1.6%+ ROA by FY29, driven by secure, retail-focused lending, strategic expansion into new geographies, and ongoing operational efficiency improvements.