Aadhar Housing Finance Limited — Investor Meet, 04-02-2026: Analysts/Institutional Investor Meet/Con. Call Updates

Aadhar Housing Finance reported strong Q3 FY26 results. AUM reached ₹28,790 Cr (+20% YoY), with 9M PAT at ₹797 Cr (+20%). Asset quality improved, showing a GNPA of 1.38% (down 4bps sequentially), Stage 2 assets down 20bps, and 1+DPD down 30bps. Management is optimistic, targeting ₹30,000 Cr AUM by year-end. ALCO approved a 15 bps rate cut for customers from February 2026. The company is expanding its 621-branch network, noting good traction from PMAY 2.0, and expects to maintain strong margins. The focus remains on low-income, affordable housing segments.