Repco Home Finance Limited — PPTs, 05-02-2026: Investor Presentation

Repco Home Finance (RHFL) reported strong Q3 FY26 financial results. Loan sanctions surged 35% YoY to Rs. 1,087 Cr, with disbursements up 40% YoY to Rs. 1,064 Cr. Total income increased 3% to Rs. 457 Cr, and net profit rose 2% to Rs. 109 Cr. The overall loan book grew to Rs. 15,394 Cr.

Asset quality significantly improved, with Gross NPA dropping to 2.92% from 3.86% last year, and Stage-2 assets also declining. Housing loans make up 71% of the portfolio, with non-salaried segments accounting for 53%.

RHFL is driving growth through strategic geographic expansion, now operating 236 network points across 12 states and 1 UT. Key regions like Tamil Nadu (+9% YoY) and Telangana (+12% YoY) showed robust loan book growth. Management highlighted the strong performance and enhanced asset quality, focusing on transparent, customer-centric operations.