Capri Global Capital Limited — Investor Meet, 06-02-2026: Analysts/Institutional Investor Meet/Con. Call Updates

Capri Global Capital Ltd.'s Q3 FY26 earnings call highlighted strong performance. Consolidated AUM grew 47% YoY to INR30,406 crores, with Gold Loan AUM up 26% QoQ to INR12,799 crores. Net profit surged 99% YoY to INR255 crores, driven by a 48% increase in Net Interest Income and a 124% rise in non-interest income. ROA reached 4% and ROE 15%.

Management emphasized a disciplined, tech-driven approach, utilizing an AI-native operating model to enhance productivity and maintain asset quality. Cost-to-income ratio improved to 51.6%. Gold Loan's Gross NPA stood at 0.39%, with a conservative 60% portfolio LTV despite gold price volatility. The company aims for INR55,000 crores AUM by FY28, targeting 16%+ ROE and 4-4.25% ROA, underpinned by continued branch expansion and operational efficiencies. Management expressed confidence in future growth and sustained profitability.