One Mobikwik Systems Limited — Investor Meet, 06-02-2026: Analysts/Institutional Investor Meet/Con. Call Updates

MobiKwik achieved profitability in Q3 FY26, reporting EBITDA of Rs. 15 Cr and PAT of Rs. 4 Cr. Payments GMV hit a record Rs. 48,100 Cr, up 63% YoY, with revenue at Rs. 223.7 Cr and a 17 bps net margin. Financial services personal loan disbursals reached Rs. 900 Cr, growing 126% YoY, driven by enhanced credit quality. Total income rose 8% to Rs. 297.2 Cr. Management is focused on sustainable growth, a risk-first approach in lending, and building new merchant payments business (offline in Tier 2/3 cities, online via Zaakpay), with incubation costs around Rs. 13-15 Cr per quarter, targeting breakeven in upcoming quarters.