Bajaj Finance Limited — Investor Meet, 07-02-2026: Analysts/Institutional Investor Meet/Con. Call Updates

Bajaj Finance reported strong Q3 FY26 core performance with AUM growth of 22% and core profit growth of 23%. Net NPA stood at 47 bps, and core annualized credit cost was 1.91%, expected to decline further. The company made a significant, voluntary INR 1,406 crore accelerated ECL provision, permanently boosting balance sheet resilience. Management expressed optimism for FY27, projecting credit costs in the 165-175 bps range. FY26 AUM growth is estimated at 22-23%. The firm is rapidly deploying AI (FINAI) across operations and customer engagement, expecting significant efficiencies and a shift towards a customer-centric strategy. Sentiment: Confident on future trajectory.