City Union Bank Limited — Investor Meet, 07-02-2026: Analysts/Institutional Investor Meet/Con. Call Updates

City Union Bank delivered strong Q3 FY26 and 9-month financial results. Advances and deposits grew 21% YoY, reaching INR60,892 Cr and INR70,516 Cr. Net Interest Margin (NIM) improved to 3.89%, and ROA was 1.53%. Asset quality significantly strengthened, with Gross NPA at 2.17% and Net NPA at 0.78% (INR469 Cr). Recoveries exceeded slippages. Management targets mid-to-high teen growth, stable Q4 NIM, and focuses on core MSME, gold loans, and secured retail. MD/CEO tenure ends April 30. The tone indicates continued operational improvement and a positive outlook.