Ugro Capital Limited — PPTs, 07-02-2026: Investor Presentation

UGRO Capital (UGROCAP) sees strong Q3'FY26! Assets Under Management (AUM) jumped 40% YoY to ₹15,454 Cr, with Net Disbursements up 6% to ₹2,217 Cr. Net Total Income rose 19% to ₹259.7 Cr, and Profit After Tax (PAT) climbed 23% to ₹46.3 Cr. Annualized 9M'FY26 EPS stands at ₹14.4 per share. Collection efficiency hit 99%, keeping asset quality stable (GNPA 2.2%, NNPA 1.4%).

Strategy focuses on data-tech for MSME lending, direct-sourced high-yielding products, and growing co-lending partnerships (36% off-book AUM). UGROCAP launched a Board-approved Environmental & Social Management System (ESMS), highlighting its commitment to responsible financing and ESG integration. This includes enhanced ESG training and Person with Disability (PwD) customer onboarding. Management aims to bridge the MSME credit gap through a diversified, stable portfolio, aligning with UN SDGs for inclusive growth.