Ugro Capital Limited — PPTs, 07-02-2026: Investor Presentation

UGRO Capital posted strong Q3FY26 results, with Assets Under Management (AUM) up 40% YoY to 15,454 Cr. Net Profit climbed 23% YoY to 46.3 Cr, while Net Total Income rose 19% to 259.7 Cr. Asset quality remained robust, with GNPA at 2.2% and NNPA at 1.4%, supported by an impressive 99% collection efficiency. Annualized EPS for 9M'FY26 was INR 14.4 per share.

The company's strategy emphasizes direct-sourced, high-yielding products and diversified lending across segments like Secured Business Loans, Emerging Market LAP, and Embedded Finance. Co-lending partnerships are expanding, with 36% of AUM now off-book. Recent focus includes the launch and operational rollout of a Board-approved Environmental & Social Management System (ESMS) to embed responsible financing. This initiative also enhances ESG risk tracking and supports inclusive growth, including initiatives for customers with disabilities.