Radiant Cash Management Services Limited — PPTs, 11-02-2026: Investor Presentation

Radiant Cash Management reported Q3FY26 consolidated total income of ₹126 Cr, up 7.2% year-on-year and 17.9% quarter-on-quarter. Profit After Tax (PAT) stood at ₹11.6 Cr, down 22.0% YoY but surged 51.3% QoQ. EBITDA margins were 13.9%. The company noted improved RoE to 17%, though below historical average due to losses in Radiant Valuable Logistics and pricing pressure. Cash Pick-Up & Delivery was a key growth segment, and operations saw total cash movement of ₹43,760 Cr.

The company is recovering, driven by a turnaround in its Acemoney subsidiary and management's focus on minimizing RVL losses. Key strategies include expanding reach in Tier 3+ locations, increasing cash volumes, and leveraging technology for operational efficiency and client engagement. Radiant added 37 new clients and 174 new end customers this financial year, enhancing its broad client base. Technology remains a focus with initiatives like API integration, CPIN/OTP for security, QR code scanning, and mobile apps for real-time tracking.

Management highlights the company's path to recovery, emphasizing strong cost control measures which led to the industry's lowest cash losses for the quarter.