Aavas Financiers Limited — Investor Meet, 12-02-2026: Analysts/Institutional Investor Meet/Con. Call Updates

Aavas Financiers' Q3FY26 saw AUM grow 15% YoY to Rs 22,200 Cr, with Net Profit up 16% YoY to Rs 170 Cr. NIMs expanded 27 bps YoY to 8.01%, and asset quality improved with GNPA at 1.19%. Disbursements grew 10% QoQ to Rs 1,720 Cr. The company raised Rs 975 Cr from a multilateral institution and passed on 15 bps rate cut to customers. Management targets 25%+ disbursement growth and 17-18% loan book growth for FY27, driven by branch expansion and digital channels. The outlook remains confident, banking on strong risk management and deep market reach.