Paisalo Digital Limited — Investor Meet, 12-02-2026: Analysts/Institutional Investor Meet/Con. Call Updates

Paisalo Digital reported strong Q3 & 9M FY2026 financial results. AUM reached INR 5,508.2 Cr (+16% YoY), with Q3 Profit After Tax at INR 66.3 Cr (+29% QoQ). Asset quality remained robust with Gross NPA at 0.83% and Net NPA at 0.66%, supported by 98.8% collection efficiency. Cost of borrowing moderated to 10.3%, following a Q3 fundraise of INR 188.5 Cr at 8.5%.

Management aims to double AUM, income, and PAT over the next three years while maintaining sub-1% asset quality. This growth will be driven by an AI-first operating model across lending, an expanded distribution network (4,872 touchpoints), and product diversification. Co-lending with SBI is anticipated to commence in Q1 of the upcoming fiscal year, pending updated RBI guidelines. Management expressed confidence in future growth and enhanced operational leverage. #PaisaloDigital #FinancialResults #AIinLending