Ugro Capital Limited — Investor Meet, 13-02-2026: Analysts/Institutional Investor Meet/Con. Call Updates

UGRO Capital's Q3FY26 earnings call outlined a strategic shift. Consolidated AUM reached INR 15,454 Cr (+40% YoY), with PAT at INR 46 Cr (+23% YoY). The company is sharpening its focus on high-yield emerging market secured LAP and embedded merchant financing, progressively reducing lower-yielding, intermediated portfolios. An annualized cost rationalization of approximately INR 220 Cr is underway. Management emphasized improving earnings quality through annuity-led interest income and funding future growth primarily via internal accruals, aiming for stronger ROA quality and sustainable value creation.