Apollo Finvest India Ltd — Important, 15-02-2026: Company Update

Apollo Finvest's Q3 earnings call discussed robust financial performance, marked by sustainable profit growth and an uptick in ROE. The company continues to demonstrate strong portfolio quality, with GNPA nearly half the industry average. Building on learnings from 80+ fintech partnerships, Apollo Finvest is strategically expanding into direct retail lending with its new 'Apollo Cash' app, targeting small ticket sizes under 2 lakh. This move involves significant investment in experienced digital lending talent, which is expected to increase employee expenses and impact near-term profits. While the partnership business will remain dominant, 'Apollo Cash' has already seen 30+ Cr in disbursements via AA-driven underwriting and aims to be a substantial AUM contributor in 2-3 years, driving the company towards higher ROEs.