Religare Enterprises Limited — PPTs, 15-02-2026: Investor Presentation

Religare Enterprises (REL) reported Q3 FY26 consolidated total income of Rs. 2,067.9 Cr, a 23.8% YoY increase, with a net loss of Rs. 76.5 Cr. Care Health Insurance, a key growth driver, posted 9M FY26 Gross Written Premium (GWP) of Rs. 7,906 Cr, up 21.5% YoY, driven by robust retail growth, despite reporting a 9M FY26 PBT loss of Rs. 89 Cr. Religare Broking's total income for Q3 FY26 climbed 11.7% to Rs. 91.01 Cr, boosted by a 93% surge in its client funding book and 22% rise in Average Daily Turnover. Religare Finvest reported a Q3 PBT of Rs. 1.2 Cr, now debt-free with a strong Capital to Risk-Weighted Assets Ratio (CRAR) of 228.2% and 99.2% collection efficiency. Religare Housing maintained an AUM of Rs. 241 Cr.

Strategic focus areas include Care Health's expansion in retail and digital initiatives, Broking's platform upgrades and diversification, Finvest's IT modernization, and Housing's co-lending partnerships. Recent developments feature Care Health's credit rating upgrade to AA- and RBI lifting Religare Finvest's Corrective Action Plan. A significant move is the proposed demerger of REL's financial services business into a separately listed entity, RFL, where REL shareholders will receive 1:1 shares in RFL, aiming to unlock value and create specialized businesses.