General Insurance Corporation of India — Investor Meet, 16-02-2026: Analysts/Institutional Investor Meet/Con. Call Updates

GIC Re reported Q3 FY26 gross premium income of ₹10,986.55 Cr, with the combined ratio improving to 105.32% and solvency strengthening to 3.87.

Management aims for a 1% annual improvement in the composite combined ratio, targeting sub-100% for the foreign book. They are rebuilding international business post-rating upgrade, forecasting 8-10% composite annual growth. Despite soft international renewal markets, GIC Re prioritizes disciplined underwriting. Motor Own Damage (OD) is seen as a significant opportunity, and a ₹2,000 Cr Catastrophe Reserve is being strategically built. Management is confident in achieving stable, sustainable long-term returns.