Moneyboxx Finance Ltd — Important, 16-02-2026: Company Update

Moneyboxx Finance held an earnings call for its financial results, highlighting a strategic shift towards a more resilient business model. Assets Under Management (AUM) grew to 878 Cr, with secured loans now constituting 60% (65% including First Loss Default Guarantee). This transition aims for 80% secured AUM by March '27, improving asset quality. Collection efficiency is strong at over 99% for current buckets. Profit After Tax grew 77.6% to 0.35 Cr, with Net Interest Margin at 14%. The Board approved a 43.3 Cr equity raise to strengthen the balance sheet and support AUM growth, targeting 1,500 Cr next year. The company uses proprietary AI for underwriting and fraud reduction, and secures partnerships with loss-guarantee programs to support lending.