MAS Financial Services Limited — PPTs, 16-02-2026: Investor Presentation

MAS Financial continues its growth trajectory, with consolidated Assets Under Management (AUM) reaching ₹14,641.5 Cr as of Dec 2025. For FY25, standalone AUM grew ~19.5% to ₹12,099.8 Cr, while Profit After Tax (PAT) increased ~23.4% to ₹305.9 Cr. The company serves over 11.25 lakh accounts across 13 states.

Key strategies include Vision 2036, targeting ₹100,000 Cr AUM. The SME vertical is a major growth driver, aiming for 20-25% growth, while Two-Wheeler and Commercial Vehicle loans will lead retail asset expansion. MAS recently raised ₹500 Cr via a QIP in June 2024 and secured an insurance broking license.

Capital adequacy stands strong at 22.84% (Tier-I 21.48%), with a leverage ratio of 3.35x. Management projects sustainable growth of 20-25%, emphasizing robust risk management, profitability (targeting ROA 2.75-3.00%, ROE 15-17%), and leveraging technology. The housing subsidiary (MRHMFL) aims for 30-35% AUM growth and a potential IPO within five years.