IndoStar Capital Finance Limited — Investor Meet, 16-02-2026: Analysts/Institutional Investor Meet/Con. Call Updates

IndoStar Capital Finance saw strong Q3 FY'26, driving retail-led growth via vehicle finance and Micro LAP. Disbursements rose 20% QoQ to 1,117 Cr, with AUM at 7,692 Cr. Net profit was 8.3 Cr, impacted by a one-time charge. Asset quality improved significantly in new originations, with delinquencies 50% lower for the CY25 cohort due to proactive underwriting. Micro LAP AUM reached 128 Cr with 22%+ yields and pristine asset quality; AUM targets doubling next year. The company is under-leveraged at 1.2x Debt/Equity, offering substantial growth headroom. Management is confident in sustained growth and profitability, backed by strategic investments and digitization.