Dar Credit & Capital Limited — Investor Meet, 19-02-2026: Analysts/Institutional Investor Meet/Con. Call Updates

Dar Credit & Capital reported Q3 FY26 income of INR 12.61 Cr, PBT of INR 3.55 Cr, and net profit of INR 2.52 Cr, achieving a 20% PAT margin. For 9M FY26, net profit reached INR 7.04 Cr. The company's total loan book stands at INR 213 Cr, backed by a strong 43.84% CAR and GNPA of 1.5%. Management aims for AUM to exceed INR 300 Cr by FY27, prioritizing growth in secured MSME and municipal loans. No new equity fundraising is planned, with ample liquidity from NCDs and bank borrowings. Expansion is targeted for Bihar, Jharkhand, and Rajasthan, emphasizing a personal touch in lending to underserved segments. The outlook is confident for consistent high-quality earnings.