Finkurve Financial Services Ltd — Important, 05-03-2026: Company Update

Finkurve Financial Services (Arvog) has activated a strategic co-lending partnership with Godrej Finance Limited to jointly offer gold loans. Under this arrangement, Godrej Finance will hold an 80% participation, with Arvog retaining a 20% share, allowing for shared risks and rewards. This partnership enables Arvog to scale its gold loan portfolio in a capital-efficient and risk-aligned manner. Arvog will lead loan sourcing, customer acquisition, and collections, enhancing capital rotation and liquidity management. This collaboration aims to deliver sustainable returns for shareholders while maintaining a conservative risk profile.