JMJ Fintech Ltd — Important, 08-04-2026: Company Update

JMJ FINTECH LIMITED has received a long-term credit rating of 'ACUITE BB' with a 'Stable' outlook for its Rs. 25 crore bank facilities. The rating reflects strong financial performance in FY25, with total income more than doubling to Rs.15.56 Cr and PAT rising to Rs.5.17 Cr, driven by AUM expansion to Rs.43.41 Cr. Capitalization remains comfortable with 80.13% CAR. However, asset quality weakened, with Gross NPA increasing to 5.04% and the on-time portfolio declining. Sustaining asset quality while scaling operations is a key monitorable for the company.