Jio Financial Services Limited — PPTs, 17-04-2026: Investor Presentation

Jio Financial Services (JFS) saw strong operational growth in FY26, driven by its lending, payments, and asset management businesses.

**Business Performance:** NBFC AUM impressively surged 156% YoY to ₹25,711 Cr. Payment Solutions Total Payment Value (TPV) climbed 144% to ₹52,226 Cr, and Payments Bank Deposits grew 84% to ₹544 Cr. Net Income from Business Operations saw a significant 272% jump to ₹1,390 Cr. However, consolidated Profit After Tax (PAT) for FY26 was ₹1,561 Cr, a slight ~3% dip, reflecting increased investments in scaling new businesses and higher operating expenses, despite Total Income growing 78% to ₹3,274 Cr.

**Growth Drivers/Strategy:** JFS is building an AI-native, hyper-personalized financial marketplace, expanding lending products, scaling payment solutions, and introducing new investment offerings via JioBlackRock. They're leveraging their 23 million unique digital users and vast physical network across India.

**Recent Developments:** JFS launched its Intelligent Finance Marketplace (1.7M downloads). Key regulatory clearances were obtained for its reinsurance JV with Allianz and for cross-border payment aggregation. Jio Payments Bank rolled out UPI-based cash withdrawals.

**Outlook:** The company continues to invest heavily in incubating and scaling growth businesses. A dividend of ₹0.60/share for FY26 has been proposed. Future initiatives include a 'Value-back Membership Program' and a 'Personal CFO' feature, enhancing customer experience with AI-powered financial guidance.