ICICI Lombard General Insurance Company Limited — Investor Meet, 20-04-2026: Analysts/Institutional Investor Meet/Con. Call Updates

ICICI Lombard's FY26 PAT jumped 10.5% to ₹2,772 Cr (1/n basis), with a Combined Ratio of 103.4%. Investment income climbed 11.6% to ₹4,742 Cr. FY26 GDPI grew 7.0%, while Q4 saw strong 18.2% growth. Retail Health surged 51.1%, outpacing the industry, and Motor achieved 12.0% H2 growth. The company maintains underwriting discipline, evident in its 10-year average CoR of 102.9% and ROE of 19.1%. Digital initiatives, like the IL TakeCare app, generated ₹517 Cr GWP. Management is optimistic on growth, focusing on prudent expansion amidst competitive pressures and macro uncertainties. Solvency remains robust at 2.67x, with a 25% PAT dividend payout.