HDB Financial Services Limited — Investor Meet, 21-04-2026: Analysts/Institutional Investor Meet/Con. Call Updates

HDB Financial Services reported strong Q4FY26 results with an all-time high disbursement of ₹19,922 Cr, driving its gross loan book to ₹1,18,493 Cr (up 10.9% YoY). Net profit jumped 16.6% QoQ to ₹751 Cr. Asset quality significantly improved, with Gross Stage 3 reducing to 2.44% from 2.81% last quarter. Management highlighted robust customer franchise growth, expanded distribution (1,161 towns), and successful digital/AI initiatives boosting collections and service efficiency. The company aims for Nominal GDP + 6-7% book growth medium-term, focusing on risk-adjusted lending and operational excellence. Confident outlook, while monitoring global economic factors.