Choice International Limited — PPTs, 23-04-2026: Investor Presentation

Choice International delivered strong Q4 FY26, with total income up 23% YoY to ₹313.85 Cr and PAT rising 27% to ₹67.84 Cr. Full-year FY26 total income hit ₹1,144.50 Cr (+24% YoY), and PAT surged 46% to ₹237.89 Cr.

**Business Performance:** Broking & Distribution revenue climbed 39% in Q4, with Wealth AUM growing 23% to ₹5,577.4 Cr. NBFC's total AUM is ₹800 Cr, showing NIM expansion by 126 bps. Advisory's order book stands at ₹698 Cr.

**Growth & Strategy:** Company is expanding PAN India, aiming for presence in every district within three years. Tech-led services, like the FinX app with AI/ML, are central to enhancing client experience and efficiency.

**Recent Developments:** A key partnership with India Post Payments Bank will deploy a digital investment platform and robo-advisory, boosting rural and semi-urban reach. New Nifty index funds and a Gold ETF were also launched.

**Outlook:** Management plans to grow NBFC AUM significantly, targeting ₹1,000 Cr in Green Finance and ₹2,500 Cr in MSME Finance by 2030. The long-term vision is "One App. Every Wealth Decision."