ICICI Bank Limited — Investor Meet, 24-04-2026: Analysts/Institutional Investor Meet/Con. Call Updates

ICICI Bank reported robust Q4 FY26 financial results. Profit After Tax (PAT) increased 8.5% year-on-year to ₹13,702 crore, with full-year PAT surpassing ₹50,000 crore. Net Interest Income grew 8.4% year-on-year to ₹22,979 crore, while Net Interest Margin held steady at 4.32%. Total loan portfolio expanded by 15.8% year-on-year, driven by strong growth in business banking, rural, and mortgages. Deposits rose 11.4% year-on-year. Provisions were notably low at ₹96 crore due to healthy asset quality and corporate recoveries. The Net NPA ratio improved to 0.33%. Management expects NIMs to be range-bound in FY27, focusing on risk-calibrated growth and leveraging digital platforms despite global uncertainties.